Residential Mortgages

Buying or refinancing? We know it’s not easy. That’s why at Highlands State Bank we’re committed to helping you find a mortgage loan that fits your needs.

At Secure Lending Solutions Inc. (SLS), a wholly owned subsidiary of Highlands State Bank our experienced and professional Mortgage Consultants will guide you through the process of choosing and getting the loan that meets your needs.

Fixed Rate Mortgages

We offer a variety of fixed rate mortgages to fit your needs, call Secure Lending Solutions, a wholly owned subsidiary of Highlands State Bank today at 1-844-252-1337 to discuss the terms available.

USDA Rural Development Home Loans

This government sponsored housing program offers an alternative to traditional home loans. These loans offer 100% financing with no down payment and flexible credit guidelines. Call Secure Lending Solutions, a wholly owned subsidiary of Highlands State Bank today at 1-844-252-1337 to see if you qualify.

Home Buyers Resources

Are you a first-time homebuyer? Looking for more information before you make the call to begin the mortgage process? Call Secure Lending Solutions, a wholly owned subsidiary of Highlands State Bank today at 1-844-252-1337 to receive free information and resources for home buyers, and to schedule a free mortgage consultation.

National Mortgage License Information

Highlands State Bank Company ID: 472214 Secure Lending Solutions Company ID: 112500

Julie Boerner MLO # 629524
Danielle DiVietro MLO# 1376039
Jose Placencio MLO# 1471814
Kathy Petryk MLO # 629532
Stacey Yurchak MLO # 1146647

For billing error inquiries, please mail to:
Highlands State Bank
Attn: Loan Department
P.O. Box 160
Vernon, NJ 07462

  Bernardo A Acevedo MLO # 1177173
Ron Akromas MLO # 221407
Frank O Barber MLO # 221255
Rafiqul Chowdhury MLO # 567203
Louis D’Angelo MLO # 221333
Peter A D’Angelo MLO # 885309
Jennifer DeCeglie MLO # 1153544
Joseph L Ennis Jr. MLO # 61431
David Folwarski MLO # 62604
Roger C Gardner, MLO # 374036
Steven P Haft MLO # 296547
Cydney A Halpin MLO # 207922
Salvatore N Ingui MLO # 70036
Kevin J Kattine, MLO # 279444
Michele Luff MLO # 112441
Robert G Marcantonio, MLO # 87096
Kiyomi Matsuda MLO # 256435
Michael P McCluskey MLO # 1181610
Robert S Meneve MLO # 260814
Vincent Morino MLO # 1441783
Dawn M Morris MLO # 1175868
Alex Murro MLO # 1094438
Denis Nevin MLO # 341978
Michael L Potoczak MLO # 966993
Stephen Prince MLO # 231652
Jose Quintero MLO # 898881
Renato Rosas MLO # 237774
Daniel Sterba MLO # 577879
Denise Spina MLO #1566906
Jay Thurlow MLO # 1481809
Renee P Turner MLO # 517120
Joseph A Urciuoli MLO # 250216
Thomas Watkins MLO # 221293
Roger Wooley MLO # 195664
Steven S Yanurian MLO # 215286
Mary Ziegler MLO # 771046

Secure Lending Solutions Inc (SLS), is a wholly owned subsidiary of Highlands State Bank and a fully licensed mortgage lender, NMLS #112500, offering Residential Mortgages in New Jersey. Secure Lending Solutions is an Equal Housing Lender.


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