Merchant Services

Your business is unique, and so are its challenges. In today’s competitive marketplace you must balance good customer service with efficient cash management and risk control. That is where Highlands State Bank can help.

What type of business do you manage? Retail, restaurant, health care, services, mail-order, e-commerce? Whatever the business, Highlands State Bank has the solutions you need to optimize your payment processing.

POS Solutions

Highlands State Bank understands the way you accept payments varies based on your business and POS configuration. That’s why we offer a variety of processing solutions for every need; from brick-and-mortar to mail-order to e-commerce.

Electronic Gift and Prepaid Cards

Electronic gift cards increase revenue, attract new customers and reduce the fraud and labor associated with paper gift certificates. With our program you select the card design and processing features tailored to your business needs.

Payment Terminals

Stay compliant with the latest cardholder security standards by using our dial, Internet-enabled, wireless terminals, peripherals and applications for smart phones including BlackBerry, iPhone and iPad. If you already own a terminal, we support most existing POS terminals, eliminating the need to purchase new equipment.

SolutionsSoftware and Internet Products

Turn any PC with an Internet connection into a powerful processing solution for face-to-face and card-not-present transactions. We also offer free integration support and compliance assistance.

Our payment processing solutions help improve cash flow, minimize collections risk and better serve your customers, all while meeting stringent security standards to protect cardholders. To discuss the various options available for your business, visit your local Highlands State Bank branch.

Ready to enjoy the flexibility of managing your business on your schedule? Learn how you can scan and deposit checks directly from your desktop.