Business Banking

Highlands State Bank is a small, community-oriented bank dedicated to providing personalized service and competitive rates.

Since we are part of the neighborhood, we understand the challenges local businesses face, and we have the resources to help them grow. We offer commercial services such as checking and savings accounts, business loans, and other merchant services.

Free Business Checking

Our Business Checking Accounts are designed to help you achieve your business goals. You’ll receive unlimited check writing, no minimum balance requirements, and a free debit card for added convenience.

Interest-Bearing Accounts

We’ll help you grow your money. If you’re saving for a big business purchase—or if you just want to put some money aside—our Interest Bearing Accounts have some of the highest rates in the area. All accounts are FDIC insured with free online banking services available, ensuring security and convenience in your Highlands State Bank experience.

Business Loans

Whether you’re a small, privately owned company, a larger corporation, or a neighborhood store, we can help you find a loan that suits your needs. We have a heart for local businesses that keeps us committed to their success. Therefore, we offer competitively priced loans and flexible hours.

Merchant Services

Accept all major cards at point of sale with our innovative credit and debit card processing systems. Our processing systems—meeting business needs in all different industries—deliver fast authorizations and a quick settlement of transactions right to your business account.

Remote Deposit Capture

Bank right from your desktop with Highlands State Bank remote capture. Once the scanner is installed on your computer, you’ll be able to scan checks right from your office until 6:00 PM every day—absolutely free of charge. Finally, no more last-minute trips to the bank.

At Highlands State Bank, our commerical loan options give customers competitive interest rates, convenient payment options and a quick approval process.