Welcome To Highlands State Bank®
Vernon, New Jersey

Highlands State Bank is participating in the FDIC's

Transaction Account Guarantee Program.

Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Our NOW accounts do not qualify for the guarantee as they are interest bearing accounts paying more than 25 basis points.

Highlands State Bank's® innovative savings, loan, checking & online banking products provide personalized attention & customized business solutions for individuals and businesses. By offering a level of service that is above any other you will encounter, we are "Raising Expectations" for a better banking experience.

Convenient Banking!
Banking needs have changed. Highlands State Bank® recognizes your need to bank when it's convenient. Extended evening hours are all part of creating the kind of customer experience you expect and deserve.

Free internet banking and bill pay service

Free Business Checking
With minimum opening balance of just $100 or more

Merchant Services
We can assist you on accepting all major cards for your business.

Competitive Low Interest Rates on Loans
Highlands State Bank® has the loan to suit your budget and desires, no matter what your personal or commercial borrowing needs may be.

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Main Office	Totowa Office	Sparta Office
310 Route 94	351 Union Blvd	351 Sparta Ave
Vernon, NJ 07462	Totowa, NJ 07512	Sparta, NJ 07871

Phone: 973-764-3200	Phone: 973-720-0555	Phone: 973-726-8294
Fax: 973-764-3201	Fax: 973-720-6346	Fax: 973-726-0198

Welcome To Highlands State Bank® Vernon, New Jersey

Welcome To Highlands State Bank®
Vernon, New Jersey