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Devoted to Community.

Highlands State Bank is a small, community-oriented bank dedicated to providing personalized service and competitive rates. Since we are part of the neighborhood, we have first-hand knowledge of the needs of local businesses and the people who live and work here. We use our knowledge to deliver quality banking to our customers through checking and savings accounts, mortgages, and consumer and business loans.

We’re known for our ability to make quick decisions and for our commitment to business success. Our representatives are equipped to interview customers and creatively solve problems to meet needs promptly. In everything, we strive to deliver the kind of attention and convenience our customers expect. We even have late hours throughout the workweek and hours on Saturday, so you can stop by more often.

Highlands Highlight

Highlands State Bank is pleased to announce that Kathryn Rosa has recently joined the Bank as Senior Vice President, Compliance & BSA Officer.

Kathryn is responsible for ensuring the bank is adhering to applicable regulatory compliance banking laws, including the Bank Secrecy Act (BSA). Kathryn will be working in the main office located in Vernon, NJ. Read More

Highlands State Bank is pleased to announce that James Donado has recently joined the Bank as Vice President, Commercial Loan Officer.

Mr. Donado brings 25 years of experience in banking with emphasis in commercial real estate financing and business lending. Read More

Community News


Local Boys Rescue Owlet


Three local boys recently rescued a 3 week old screech owl that had fallen out of a neighbors tree…

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Sussex County Recognizes Volunteers


The Sussex County Board of Chosen Freeholders presented proclamations and received updates regarding: bail reform, residents' concerns and resolution, and a county employee who saved tax payers money…

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Chef and Owner of Cyndia’s Knows How To Satisfy Her Loyal Customers


Cynthia Pacillo grew up in an Italian-American home, married an Italian-American man and, nearly three years ago, opened Cyndia’s, a popular Italian-American breakfast-and-lunch spot in Totowa…

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Working in Denville to End Hunger


Denville Sunrise Rotarians helped out at the End Hunger 3.6 project of the Madison Rotary Club…

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17 Streets, 2 Lots on Road to Improvement in Glen Rock


Borough Council Finance Division Chair Art Pazan detailed this year’s extensive road improvement agenda at the council’s May 25 public meeting…

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